Listed below are some questions we hear frequently at ASGMortgage.com and their
respective answers.
Question:Why go with ASGMortgage.com?
Answer: ASGMortgage.com is always concerned about what is best
for our clients. We take the time to understand what your needs are and then find
a way to accomplish this. ASGMortgage.com is always available to help with any questions
you may have no matter how complicated or easy the question.
Your personal information is held in the strictest of confidence. Many of the mortgage
sites you come across online sell your personal information to dozens of companies
that will solicit you. With ASGMortgage you have our personal guarantee that your
information stays in house and will not be sold or distributed in any form.
Question: Is a fixed rate loan the best way to go?
Answer: You need to find what’s right for your situation. Example:
how long do you plan to live in your home? Do you feel or know you will start making
more money in the near future? With so many variables to look at, all you need to
do is call or email us and we can present you many options to fit your needs.
Question: Are all Brokers and Loan Officers
honest?
Answer: No. Actually they are not all honest.
Some will try and charge you junk fees just to increase their profit.
Some will charge you points and also raise your interest rate to get
a yeild spread premium from the actual lender. Also be careful of the
Broker that says they are part of a group. They do that so they can
hide YSP and make extra money and you pay a higher interest rate. In
most cases brokers that work with a group (or loan officers) are not
properly licensed in more than 1 state and most loan officers are not
licensed at all.
Question: Can one company give us the same results as the ones
that get us 4-10 lender quotes?
Answer: Absolutely, in most cases you will get better, personalized
service from a lender/ broker like us, because we deal with most of the lenders
and handle your file in house. Also, we will not sell your personal information
to other brokers or lenders. This means your credit score will not be run 10 different
times which would adversely affect your credit score.
|