forms

	Information forms

	Minimum required Items Package to start
	Broker Loan Officer Registrationclick here
VERY BARE MINIMUM 1. Detailed loan summary including loan amount, use of funds, and all facts that are positive and negative about the property. 2. 1003 and credit imported into a point file and sent to us – the alternative is a copy of the 1003 and credit report. 3. Copy of any appraisal regardless of how old. 4. A rent roll for Apartments or Lease Summary for Commercial. 5. 2006 and 2007 YTD P&L and Balance Sheet – or-2006 Schedule E showing Income-Expense for subject property 6. Digital photos of the property and surrounding area.

1	Borrowers Signature Authorization
2	Commercial 1003 Credit Application
3	Financial Statements
4	Statement of Finance Status
5	ASG commercial submission (includes rent roll & DSR)
6	Loan Check list
7	Project Summary
8	Executive Summary
9	ASG-PREQUAL_FORM for residential only

**	Loan Conditions Please read this
***This is proprietary information and not to be accessed by anyone other than Advisory Solutions Group and it's affiliates. Any miss use of this is punishable by law under the many privacy act laws.

Commercial Lending Guidelines
(For Internal Use Only)

Product Highlights:
Loan Amounts up to $20,000,000 (100,000 Minimum Loan size)
LTVs up to 80% for Multifamily and 75% for Commercial
3, 5, 7, or 10 ,30 year and Hybrid ARMs (30 year fully amortized, with I/O option)
Debt Service Coverage Ratios of 1.15 for Multifamily and 1.25 for Commercial
Full or Stated Income documentation types
Decision credit scores as low as 600
Eligible Borrower Types - Individuals, Corporations, LLC, LLP, Partnerships, Trusts
Tenants-in-Common (< 5 tenants)
Purchase and Refinance (including cash out)
Construction and Rehabs and Conversions

Eligible Property Types:
Multifamily (5+ Units) Apt Complexes, Almost any type property
Mixed-Use - Residential and Retail / Office Buildings / Gas Stations, Churches
Office, Retail, Light Industrial - Free standing Retail, Office/Condo, Strip Center, Self-Storage, "Light Industrial (including small warehouse and distribution center) Resorts, Restaurants, Clubs

Commercial loans must be submitted via email, and will pay up to 50 bps of the final loan amount to you or your firm when the loan funds. For more information and to receive a ASG Submission form, please contact your Sales Representative or send an email to
Commercial@asgmortgage.com